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Heating cost calculator for a 150 m² house

The calculator starts with a 150 m² house. Pick the insulation standard and see what you would pay for heating with each of five heat sources.

Your house

From 40 to 400 m². Arrow keys change it by 5 m², with Shift by 50 m². You can also type the number.

Insulation standard
adds about 3,600 kWh a year
people

approx. 900 kWh a year per person

Energy and fuel prices

Enter prices from your bill or keep the tariff and market averages.

PLN/kWh

PLN/kWh

PLN/t

PLN/t

Example: 150 m² house, insulated

Cheapest: eco-pea coal, about 4,960 PLN a year

Heat demand
18,600 kWh/yr
of which hot water
3,600 kWh
Spread
14,384 PLN

  1. Eco-pea coalsolid fuel: about 4,960 PLN a yearapprox. 3.1 t a year
  2. Heat pumpelectricity: about 5,527 PLN a yearapprox. 5,314 kWh of electricity a year
  3. Natural gasgas: about 6,069 PLN a yearapprox. 19,579 kWh of gas a year
  4. Pelletssolid fuel: about 10,405 PLN a yearapprox. 4.5 t a year
  5. Direct electricelectricity: about 19,344 PLN a yearapprox. 18,600 kWh of electricity a year

Assumptions and formula

Prices from 7 October 2026
HeatingCalorific valueEfficiencyEnergy price
Eco-pea coal7.5 kWh/kg0.801,600 PLN/t
Heat pumpcounted in kWhSCOP 3.51.04 PLN/kWh
Natural gascounted in kWh0.950.31 PLN/kWh
Pellets4.9 kWh/kg0.852,330 PLN/t
Direct electriccounted in kWh1.001.04 PLN/kWh

An estimate for a typical heating season. Fixed charges and the device itself are not included. Full methodology

How electricity, gas, pellet and coal prices have changed, month by month. Price history

Ready-made calculations

How much heat a 150 m² house needs

A 150 m² house insulated after 2000 needs about 15,000 kWh of heat a year for space heating, and about 18,600 kWh with hot water for four people. A new house built to the WT 2021 standard needs about 9,000 kWh for space heating.

At this floor area the gap between an uninsulated and a low-energy house is about 24,000 kWh a year, so insulation changes the cost more than the choice of heat source.

Frequently asked questions

How much does it cost to heat a 150 m² house with a heat pump?

For a 150 m² house insulated after 2000 with hot water for four people, at SCOP 3.5 and an electricity price of 1.04 PLN/kWh, it comes to about 5,527 PLN a year. Enter your own electricity price to see your result.