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Heating cost calculator for a 120 m² house

The calculator starts with a 120 m² house. Pick the insulation standard and see the cost of heating and hot water per year and on average per month.

Your house

From 40 to 400 m². Arrow keys change it by 5 m², with Shift by 50 m². You can also type the number.

Insulation standard
adds about 3,600 kWh a year
people

approx. 900 kWh a year per person

Energy and fuel prices

Enter prices from your bill or keep the tariff and market averages.

PLN/kWh

PLN/kWh

PLN/t

PLN/t

Example: 120 m² house, insulated

Cheapest: eco-pea coal, about 4,160 PLN a year

Heat demand
15,600 kWh/yr
of which hot water
3,600 kWh
Spread
12,064 PLN

  1. Eco-pea coalsolid fuel: about 4,160 PLN a yearapprox. 2.6 t a year
  2. Heat pumpelectricity: about 4,635 PLN a yearapprox. 4,457 kWh of electricity a year
  3. Natural gasgas: about 5,091 PLN a yearapprox. 16,421 kWh of gas a year
  4. Pelletssolid fuel: about 8,727 PLN a yearapprox. 3.7 t a year
  5. Direct electricelectricity: about 16,224 PLN a yearapprox. 15,600 kWh of electricity a year

Assumptions and formula

Prices from 7 October 2026
HeatingCalorific valueEfficiencyEnergy price
Eco-pea coal7.5 kWh/kg0.801,600 PLN/t
Heat pumpcounted in kWhSCOP 3.51.04 PLN/kWh
Natural gascounted in kWh0.950.31 PLN/kWh
Pellets4.9 kWh/kg0.852,330 PLN/t
Direct electriccounted in kWh1.001.04 PLN/kWh

An estimate for a typical heating season. Fixed charges and the device itself are not included. Full methodology

How electricity, gas, pellet and coal prices have changed, month by month. Price history

Ready-made calculations

What heating a 120 m² house costs per month

A 120 m² house insulated after 2000 with hot water for four people needs about 15,600 kWh of heat a year. On average that is about 386 PLN a month with a heat pump, about 424 PLN with gas and about 727 PLN with pellets.

This is an average over the whole year. Bills are higher in winter, and in summer you pay mostly for hot water.