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Heating cost calculator for a 100 m² house

The calculator already has a 100 m² house set up. Pick the insulation standard, check the prices and see the yearly cost of heating with each of five heat sources.

Your house

From 40 to 400 m². Arrow keys change it by 5 m², with Shift by 50 m². You can also type the number.

Insulation standard
adds about 3,600 kWh a year
people

approx. 900 kWh a year per person

Energy and fuel prices

Enter prices from your bill or keep the tariff and market averages.

PLN/kWh

PLN/kWh

PLN/t

PLN/t

Example: 100 m² house, insulated

Cheapest: eco-pea coal, about 3,627 PLN a year

Heat demand
13,600 kWh/yr
of which hot water
3,600 kWh
Spread
10,517 PLN

  1. Eco-pea coalsolid fuel: about 3,627 PLN a yearapprox. 2.3 t a year
  2. Heat pumpelectricity: about 4,041 PLN a yearapprox. 3,886 kWh of electricity a year
  3. Natural gasgas: about 4,438 PLN a yearapprox. 14,316 kWh of gas a year
  4. Pelletssolid fuel: about 7,608 PLN a yearapprox. 3.3 t a year
  5. Direct electricelectricity: about 14,144 PLN a yearapprox. 13,600 kWh of electricity a year

Assumptions and formula

Prices from 7 October 2026
HeatingCalorific valueEfficiencyEnergy price
Eco-pea coal7.5 kWh/kg0.801,600 PLN/t
Heat pumpcounted in kWhSCOP 3.51.04 PLN/kWh
Natural gascounted in kWh0.950.31 PLN/kWh
Pellets4.9 kWh/kg0.852,330 PLN/t
Direct electriccounted in kWh1.001.04 PLN/kWh

An estimate for a typical heating season. Fixed charges and the device itself are not included. Full methodology

How electricity, gas, pellet and coal prices have changed, month by month. Price history

Ready-made calculations

What drives the cost in a 100 m² house

At the start the calculator assumes a house insulated after 2000 with hot water for four people: about 13,600 kWh of heat a year. A heat pump then costs about 4,041 PLN a year.

The insulation standard moves the result a lot. For space heating alone the same floor area needs about 6,000 kWh in a new house built to WT 2021 and about 20,000 kWh without insulation. Pick your standard on the scale and enter the prices from your bill.