How much does it cost to run a 200 m² house?
A 200 m² house insulated after 2000 with a gas boiler and four people costs about 1,542 PLN a month, or about 18,508 PLN a year. The calculator starts from this house: choose your insulation, heat source and rates.
Example: 200 m² house, insulated, natural gas
Running a house, per month: about 1,542 PLN a month
about 18,508 PLN a yearabout 7.71 PLN per m² a month
- Heating and hot water: about 714 PLN a month
- Electricity: about 217 PLN a month
- Water and sewage: about 180 PLN a month
- Waste collection: about 120 PLN a month
- Inspections and servicing: about 107 PLN a month
- Property tax: about 85 PLN a month
- Insurance: about 60 PLN a month
- Internet and TV: about 60 PLN a month
Largest item: Heating and hot water, about 46% of all costs.
Bar scale: up to 1,000 PLN/moPrices from 7 October 2026, estimate
| Item | Monthly | Yearly |
|---|---|---|
| Heating and hot water: natural gas | 642 PLN | 7,701 PLN |
| Gas fixed charges | 72 PLN | 864 PLN |
| Household electricity, 2,100 kWh | 182 PLN | 2,184 PLN |
| Electricity fixed charges | 35 PLN | 420 PLN |
| Water and sewage, 12 m³ a month | 180 PLN | 2,160 PLN |
| Waste collection | 120 PLN | 1,440 PLN |
| Building tax | 21 PLN | 250 PLN |
| Land tax | 64 PLN | 770 PLN |
| Home insurance | 60 PLN | 720 PLN |
| Chimney, gas and boiler inspections | 107 PLN | 1,279 PLN |
| Internet and TV | 60 PLN | 720 PLN |
| Total | 1,542 PLN | 18,508 PLN |
Assumptions and formulaPrices from 7 October 2026
heat = 200 m² × 100 kWh/m² + 4 people × 900 kWh = 23,600 kWh heating = heat ÷ efficiency × price = 7,701 PLN a year total = 18,508 PLN a year ÷ 12 = 1,542 PLN a month
- Efficiency or SCOP: natural gas
- 95 %
- Electricity price
- 1.04 PLN/kWhURE G11 tariffs 2026 (PGE, Tauron, Enea, Energa), average with distribution
- Gas price
- 0.31 PLN/kWhmyORLEN (formerly PGNiG OD) W-3.6 tariff, Oct 2026, with PSG distribution
- Household electricity: 855 kWh + 316 kWh per person
- 2,100 kWh/yrAppliance table from our household electricity guide (2 people 1,487 kWh, 4 people 2,119 kWh)
- Electricity fixed charges: network part, three-phase connection
- 13.87 PLN/moExample, 2026 DSO tariffs: about 33-36 PLN (PGE, Tauron, Enea, Energa)
- Capacity charge at 2,100 kWh a year
- 21.13 PLN/moURE President's Information no. 58/2025, 2026 rates
- Gas fixed charges, W-3.6
- 72 PLN/moW-3.6 average: myORLEN and PSG 2026, about 54-86 PLN by area
- Tax: 2026 maximum rates (building, land)
- 1.25 / 0.77 PLN/m²Maximum rates for 2027: 1.29 and 0.80 PLN/m²
- Chimney flue inspection
- 182 PLN/yrAverage price of the inspection, Murator, 2 Sep 2026
- Flue cleaning, 2 times a year
- 180 PLN eachLower end of the 180-360 PLN price list, CenaUslug.pl, 4 Aug 2026
- Gas installation inspection
- 304 PLN/yrAverage price of the inspection, Murator, 3 Sep 2026
- Device servicing
- 433 PLN/yrAverage, CenaUslug.pl, 15 Jul 2026
An estimate. Mortgage payments, garden, furnishing and commuting are not included. Monthly amounts are yearly amounts divided by 12.
How electricity, gas, pellet and coal prices have changed, month by month. Price history
Ready-made calculations
Monthly cost of a large house
In a 200 m² house heating weighs more than in a small one, but each square metre is cheaper: about 7.71 PLN a month with gas, because water, waste and insurance do not grow with floor area. With a heat pump this house costs about 1,388 PLN a month, with direct electric heating about 2,791 PLN.
Insulation changes the most here. An uninsulated 200 m² house with gas costs about 2,086 PLN a month, a new one built to WT 2021 about 1,325 PLN. The building tax on 200 m² at the 2026 maximum rate is about 250 PLN a year, plus the tax on the plot.
Frequently asked questions
How much does it cost to run a 200 m² house per month?
For a house insulated after 2000, four people and gas heating, about 1,542 PLN a month, or about 18,508 PLN a year. With a heat pump about 1,388 PLN. An uninsulated house with gas costs about 2,086 PLN a month.