How much does it cost to run a 150 m² house?

A 150 m² house insulated after 2000 with four people costs about 1,401 PLN a month with gas heating, or about 16,814 PLN a year. With a heat pump it is about 1,259 PLN. The calculator starts from this house: change the heating and the rates to see your result.

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House and heating

Usable floor area

Insulation standard

Insulated, after 2000about 100 kWh/m² a year

Heat source

Natural gasefficiency 95%

Household

people

Affects hot water, electricity, water and waste.

Electricity and fuel

Prices from your bill or tariff and market averages.

Household electricity

kWh/yr

Estimate for 4 people: about 2,100 kWh a year, without heating and hot water.

Electricity price

PLN/kWh

Energy with distribution, gross.

Gas price

PLN/kWh

Gas with distribution, gross.

Source: URE G11 tariffs 2026 (PGE, Tauron, Enea, Energa), average with distributionUpdated: 7 October 2026

Local charges

Your municipality and water company set these. Enter yours or keep the example.

Water per person

m³/mo

e.g. 3 m³ a month

Water and sewage

PLN/m³

e.g. 15 PLN/m³, the price is on your water bill

Waste collection fee

Waste fee

PLN/person/mo

e.g. 30 PLN per person a month

Plot area

m²

For the land tax, e.g. 1,000 m².

Home insurance

PLN/yr

e.g. 720 PLN a year

Other costs

Internet and TV

PLN/mo

e.g. 60 PLN a month. Enter 0 to leave it out.

Repair fundno repair fund

Example: 150 m² house, insulated, natural gas

Running a house, per month: about 1,401 PLN a month

about 16,814 PLN a yearabout 9.34 PLN per m² a month

Heating and hot water: about 578 PLN a month
Electricity: about 217 PLN a month
Water and sewage: about 180 PLN a month
Waste collection: about 120 PLN a month
Inspections and servicing: about 107 PLN a month
Property tax: about 80 PLN a month
Insurance: about 60 PLN a month
Internet and TV: about 60 PLN a month

Largest item: Heating and hot water, about 41% of all costs.

Bar scale: up to 1,000 PLN/moPrices from 7 October 2026, estimate

Cost breakdown

Item	Monthly	Yearly
Heating and hot water: natural gas	506 PLN	6,069 PLN
Gas fixed charges	72 PLN	864 PLN
Household electricity, 2,100 kWh	182 PLN	2,184 PLN
Electricity fixed charges	35 PLN	420 PLN
Water and sewage, 12 m³ a month	180 PLN	2,160 PLN
Waste collection	120 PLN	1,440 PLN
Building tax	16 PLN	188 PLN
Land tax	64 PLN	770 PLN
Home insurance	60 PLN	720 PLN
Chimney, gas and boiler inspections	107 PLN	1,279 PLN
Internet and TV	60 PLN	720 PLN
Total	1,401 PLN	16,814 PLN

Assumptions and formulaPrices from 7 October 2026

heat = 150 m² × 100 kWh/m² + 4 people × 900 kWh = 18,600 kWh
heating = heat ÷ efficiency × price = 6,069 PLN a year
total = 16,814 PLN a year ÷ 12 = 1,401 PLN a month

Efficiency or SCOP: natural gas: 95 %
Electricity price: 1.04 PLN/kWhURE G11 tariffs 2026 (PGE, Tauron, Enea, Energa), average with distribution
Gas price: 0.31 PLN/kWhmyORLEN (formerly PGNiG OD) W-3.6 tariff, Oct 2026, with PSG distribution
Household electricity: 855 kWh + 316 kWh per person: 2,100 kWh/yrAppliance table from our household electricity guide (2 people 1,487 kWh, 4 people 2,119 kWh)
Electricity fixed charges: network part, three-phase connection: 13.87 PLN/moExample, 2026 DSO tariffs: about 33-36 PLN (PGE, Tauron, Enea, Energa)
Capacity charge at 2,100 kWh a year: 21.13 PLN/moURE President's Information no. 58/2025, 2026 rates
Gas fixed charges, W-3.6: 72 PLN/moW-3.6 average: myORLEN and PSG 2026, about 54-86 PLN by area
Tax: 2026 maximum rates (building, land): 1.25 / 0.77 PLN/m²Maximum rates for 2027: 1.29 and 0.80 PLN/m²
Chimney flue inspection: 182 PLN/yrAverage price of the inspection, Murator, 2 Sep 2026
Flue cleaning, 2 times a year: 180 PLN eachLower end of the 180-360 PLN price list, CenaUslug.pl, 4 Aug 2026
Gas installation inspection: 304 PLN/yrAverage price of the inspection, Murator, 3 Sep 2026
Device servicing: 433 PLN/yrAverage, CenaUslug.pl, 15 Jul 2026

An estimate. Mortgage payments, garden, furnishing and commuting are not included. Monthly amounts are yearly amounts divided by 12.

How electricity, gas, pellet and coal prices have changed, month by month. Price history

Ready-made calculations

A 150 m² house with different heat sources

For a house insulated after 2000 with four people, eco-pea coal and a heat pump come out cheapest: about 1,258 and about 1,259 PLN a month. Gas costs about 1,401 PLN because of the fixed charges and the gas installation inspection, and pellets about 1,712 PLN.

With a heat pump the house uses about 7,414 kWh of electricity a year, so it falls into the highest capacity charge band, 29.58 PLN a month. The calculator adds it automatically. A new 150 m² house built to WT 2021 with a heat pump costs about 1,110 PLN a month, about 7.40 PLN per m².

Frequently asked questions

How much does it cost to run a 150 m² house with a heat pump?

For a house insulated after 2000 and four people, about 1,259 PLN a month, or about 15,102 PLN a year. Heating with hot water alone is about 461 PLN a month at an electricity price of 1.04 PLN/kWh.

How much does it cost to run a 150 m² house with gas?

About 1,401 PLN a month for a house insulated after 2000 and four people, including the gas fixed charges, chimney and gas inspections and boiler servicing. That is about 9.34 PLN per m² a month.